I’m not talking about holding, I’m talking about sending and receiving it.

You’re assuming that there will always be people running BIP 148 nodes. Why would this be the case in a scenario where the economic majority doesn’t follow? The longer the economic majority waits to accept a reorg the more economic losses they would have to bear. It’s not obvious to me why they woud do that, in a scenario where BIP 148 remains a minority.

Do you believe the risk to users is low because you believe the odds of this scenario are low? Or is there some other mechanism that guarantees BIP 148 coins will have at least the same value in the long run as the other chain?

You haven’t explained how you intend to communicate to users that they need to upgrade to the BIP 148 client before August 1. If you believe the BIP 148 chain will utlimately win regardless of initial hash power, then users who don’t upgrade stand to lose their bitcoin.

How can the risk for both BIP 148 nodes and non-BIP 148 possibly both be low?

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